Federal Mortgage Bank of Nigeria (FMBN) Loan Application Form Portal is now open for 2022/2023 edition

Apply For The 2022/2023 Federal Mortgage Loan Application

Federal Mortgage Bank of Nigeria (FMBN) Loan Application Form Link Portal is now open for 2022/2023 edition. Read below on how to apply.

Are you searching for Housing Loan, Home Renovation Loan, Construction Loan, Estate Development Loan and Rent to Own Loan, Diaspora NHF Mortgage Loan, The Federal Mortgage Loan Application Form covers all. Application Form Link Portal is now opened for those who wish to get from Federal Mortgage Bank of Nigeria (FMBN).

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In a nutshell, Mortgage bank is a financial institution that specializes in mortgage loans. They can involve it in both the origination and servicing of mortgage loans. Mortgage banks lend their own money to borrowers and either collect installment payments with a fixed interest rate or sell their loans on the secondary market.

Borrowers for Federal Mortgage Loan may be eligible for a maximum loan of N15 million.

  • Mortgage Bank Federal Housing Loan
  • Mortgage Bank Home Renovation Loan
  • Mortgage Bank Construction Loan
  • Mortgage Bank Estate Development Loan
  • Mortgage Bank Rent to Own Loan
  • Mortgage Bank Diaspora NHF Mortgage Loan

To get/access the above loans, please click here


  • Applicants must be 18 years and above
  • Savings account with a registered primary mortgage bank.
  • Contribution to the fund for a minimum of six months.
  • Proof of regular flow of income.
  • Photocopies of other substantiating title documents.
  • Survey and site plans.
  • A copy of an approved building plan
  • Bill of Quantities (if you have one)
  • Valuation report prepared by registered surveyors and valuers where applicable.
  • Tax clearance certificate for three years.
  • Letter of consent to your chosen primary mortgage bank.
  • Completed mortgage loan application form.
  • Proof of National Housing Fund contribution.
  • Pay slips for the previous three months.

For a self-employed applicant, a copy of Articles and Memorandum of Association and a copy of Certificate of Incorporation should be submitted.

How to Apply

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To apply online, please visit, Official Website

  • Institutional borrowers can apply directly to the Federal Mortgage Bank of Nigeria for the loan (FMBN)
  • Individuals can only apply through a Primary Mortgage Bank (PMB) of their choice that is fully licensed. However, you cannot apply for the loan directly through FMBN.
  • Interested applicants must get the loan applications from the same Primary Mortgage Institution.
  • To use the national housing fund facility, you must have registered your principal mortgage institution with FMBN.
  • Code to check Federal Mortgage Loan Transaction
  • The USSD CODE to use in order to carry out those transactions is *219#

Federal Mortgage Loan USSD CODE Transaction work out this way, just:

  • Dial *219# and send
  • Type 2 and send
  • Enter 1 and send
  • Enter the exact month that’s 1 to 12 and send it.

20,000 APSAN Members Benefit From CBN ₦250,000 Loan Intervention

No fewer than 20,000 members of the Agricultural Produce Sellers Association of Nigeria (APSAN ) across Nigeria have benefited from the Central Bank of Nigeria (CBN) loan intervention scheme in the agricultural sector.

This is part of the 503.3 billion naira loan already disbursed to farmers by NIRSAL Micro Finance Bank.

The loan scheme which cut across, Anchor Borrowers Programme (ABP), Targeted Credit Facility (TCF), Agricbusiness Small and Medium Enterprise Investment Scheme (AGSMEIS), Non Interest Target Credit Facility and Nigeria Youth Investment Found (NYIF) was designed by the federal government in collaboration with NIRSAL to drive the diversification policy and mitigate the impact of covid-19 on the agric sector.

Speaking to journalists in Abuja yesterday, APSAN national president, Comrade Aloys Akortsaha tasked the beneficiaries to make judicious use of the fund to address their financial challenges.

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He said “This is the first time a programme is impacting positively on the lives of ordinary Nigerians especially the grassroots without any interference from the powers that be, it is worthy of commendation and recommendation and i want to use this opportunity and call on other agricultural related MDAs particularly the federal ministry of agriculture and rural development to adopt the NIRSAL MFB methodology in reaching out to farmers directly without passing through states and local governments.”

READ: Get This Loan and Repay in 5 Years

“ In view of the above therefore, APSAN hereby supports the programmes  and will continue to encourage businesses and households to make use of the opportunity to better their lives and enhance their businesses”, he added.

₦250,000 FG Loan by NDE Begins

The federal government is helping unemployed Nigerians become employers of labour through the National Directorate of Employment (NDE).

Bauchi coordinator of the NDE, Lawan Yaya, made the declaration in Bauchi on Saturday when he spoke with the News Agency of Nigeria (NAN).

He said some of the beneficiaries of NDE

“The federal government is seriously focusing on unemployed youths by rolling out different interventions to make them self-employed, at the very least.

“At the end of a recent NDE training on entrepreneurship, 40 beneficiaries out of 100 got loan packages ranging between N250,000 and N500,000 and they are now in serious businesses.

“In agriculture, the Rural Employment Promotion Department of the NDE recently trained 93 participants who were given N100,000 each as loan packages.

“Some of them bought cows, while some are into crop production; some are into agriculture value chain and they have even employed some hands and became employers of labour already,’’ Mr Yaya said.

He added that some of the beneficiaries who received N60,000 each under its Extended Special Public Works, grouped themselves into a cooperative society and pulled resources together to buy cows.

He explained that after three months, they slaughtered the cows and got bigger seed

capital to start various small businesses in their communities.

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“The federal government is really making a serious impact in addressing unemployment issues in the country.

“I am saying this because the Industrial Training Fund had invited me to their programme and we have seen young entrepreneurs that were given loans and have already become employers of labour,’’ he said.

Mr Yaya identified Nirsal Microfinance Bank of the CBN as another outfit helping and assisting unemployed youths to become employers of labour.

“If you look at the Bank of Agriculture, they are also our partner in progress.

“Some NDE trainees who could not get loans from the directorate were linked with the bank and they are accessing loans from there,’’ he said.

He advised beneficiaDepan International Freshman Student Scholarships 2021 at Florida Atlantic University in USAries of the different federal government interventions to optimise opportunities given to them.


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