CANADA

Overview

You may be able to borrow money to help pay for university or college tuition fees and to help with living costs.

You might get extra money on top of this, for example if you’re on a low income, are disabled or have children.

If you’re a continuing student or you’ve already created an account, log in to your account.

Before you apply

You start repaying once you earn over a certain amount. The size of your monthly repayments will depend on how much you earn, not what you owe.

You’ll be charged interest on the loan from the day you take it out. The terms and conditions can change.

Download ‘Terms and conditions – 2020 to 2021 guide’ (PDF, 99KB)

Download ‘Terms and conditions – 2021 to 2022 guide’ (PDF, 291KB)

The rules are different if your course started before September 2012.

Read the student finance privacy notice to find out how the information you provide will be used.

How to apply

Find out how to apply for student finance.

If you’re under 25 and have no contact with your parents, you might be able to apply as an ‘estranged student’.

There’s a different process if you’re a student from ScotlandWales, or Northern Ireland. Contact the education authority if you live in the Channel Islands (Jersey and Guernsey) or Isle of Man.

You can give someone permission to act on your behalf (for example using Power of Attorney) if you want them to apply for you.

New full-time students

You can apply for a Tuition Fee Loan and Maintenance Loan if your course starts on or after 1 August 2016.

Tuition Fee Loan

Your university or college sets your tuition fee, and the loan is paid directly to them. You have to pay it back.

2020 to 2021 academic year2021 to 2022 academic year
Full-time studentUp to £9,250Up to £9,250

If you’re studying an accelerated degree course, you could get up to £11,100.

Maintenance Loan for living costs

You may have to give details of your household income.

The loan is paid directly into your bank account at the start of each term. You have to pay the loan back.

2020 to 2021 academic year2021 to 2022 academic year
Living at homeUp to 7,747Up to £7,987
Living away from home, outside LondonUp to £9,203Up to £9,488
Living away from home, in LondonUp to £12,010Up to £12,382
You spend a year of a UK course studying abroadUp to £10,539Up to £10,866

You must report any changes to your living arrangements in your online account, so you get the correct amount of student finance. You might need evidence of any changes.

If you’re 60 or over on the first day of the first academic year of your course you can apply for up to £4,014.

Use the student finance calculator to estimate your Maintenance Loan.

Applying during coronavirus (COVID-19)

Read the guidance for students during coronavirus for more information about:

  • changes in your household income
  • self-isolation stopping you from posting evidence
  • contacting the Student Loans Company

Coronavirus and maintenance loans

You do not need to tell SLC if your course has moved online, as long as your living arrangements stay the same. If they have changed, you must update your address in your online account.

Extra help with travel costs

You might get a grant to cover some travel expenses if you normally live in England but study away from home. If you’re a medical or dental student you might also qualify for help with the costs of attending clinical placements in the UK.

Further information

2020 to 2021 academic year

Download ‘Terms and conditions – 2020 to 2021 guide’ (PDF, 99KB)

Download ‘How you’re assessed and paid – 2020 to 2021 guide’ (PDF, 454KB)

2021 to 2022 academic year

Download ‘Terms and conditions – 2021 to 2022 guide’ (PDF, 291KB)

Download ‘How you’re assessed and paid – 2021 to 2022 guide’ (PDF, 316KB)

Continuing full-time students

What you’re eligible for depends on when your course starts.

You may also be able to get extra help.

If your course starts on or after 1 August 2016

You can apply for a Tuition Fee Loan and a Maintenance Loan if your course starts on or after 1 August 2016.

Tuition Fee Loan

Your university or college sets your tuition fee, and the loan is paid directly to them. You have to pay it back.

2020 to 2021 academic year2021 to 2022 academic year
Full-time studentUp to £9,250Up to £9,250

Maintenance Loan for living costs

You may have to give details of your household income.

The loan is paid directly into your bank account at the start of term. You have to pay the loan back.

2020 to 2021 academic year2021 to 2022 academic year
Living at homeUp to 7,747Up to £7,987
Living away from home, outside LondonUp to £9,203Up to £9,488
Living away from home, in LondonUp to £12,010Up to £12,382
You spend a year of a UK course studying abroadUp to £10,539Up to £10,866

You must report any changes to your living arrangements, including if you’re no longer studying abroad in your online account, so you get the correct amount of student finance.

If you’re 60 or over on the first day of the first academic year of your course you can apply for up to £4,014.

In your final year, you’ll receive less money than you did in previous years.

If your course started before 1 August 2016

You can apply for grants and loans if your course started before 1 August 2016.

Tuition Fee Loan

Your university or college sets your tuition fee, and the loan is paid directly to them. You have to pay it back.

2020 to 2021 academic year2021 to 2022 academic year
Full-time studentUp to £9,250Up to £9,250

Maintenance Loan for living costs

Students aged 60 and over cannot apply. You may have to give details of your household income.

The loan is paid directly into your bank account at the start of each term. You have to pay the loan back.

You must report any changes to your living arrangements, including if you’re no longer studying abroad in your online account, so you get the correct amount of student finance.

2020 to 2021 academic year2021 to 2022 academic year
Living at homeUp to £5,247Up to £5,410
Living away from home, outside LondonUp to £6,597Up to £6,802
Living away from home, in LondonUp to £9,205Up to £9,490
You spend a year of a UK course studying abroadUp to £7,838Up to £8,081

In your final year, you’ll receive less money than you did in previous years.

Maintenance Grant for living costs

You have to give details of your household income and your course start date.

The grant is paid into your bank account at the start of each term. You do not have to pay it back, but any funds you get will reduce the Maintenance Loan you can get.

Special Support Grant

You may get a Special Support Grant instead of a Maintenance Grant if you get or qualify for:

  • Income Support
  • income-related Employment and Support Allowance
  • Housing Benefit
  • the housing element of Universal Credit

The amount you get is the same as the Maintenance Grant, but it will not reduce the Maintenance Loan you can get.

You may get the Special Support Grant if, for example, you’re a lone parent or have certain disabilities.

You’ll be told if you can get the grant when you apply for student finance.

Apply

Apply for student finance or find out how to apply.

Help with the costs of studying abroad

You might get a grant to cover some travel expenses if you normally live in England but study away from home. If you’re a medical or dental student you might also qualify for help with the costs of attending clinical placements in the UK.

Help during coronavirus (COVID-19)

Read the guidance for students during coronavirus for more information, including if:

  • your university or college is shut
  • your household income changes
  • you’ll need to repeat or extend your studies

Further information

2020 to 2021 academic year

Download ‘Terms and conditions – 2020 to 2021 guide’ (PDF, 99KB)

Download ‘How you’re assessed and paid – 2020 to 2021 guide’ (PDF, 454KB)

2021 to 2022 academic year

Download ‘Terms and conditions – 2021 to 2022 guide’ (PDF, 291KB)

Download ‘How you’re assessed and paid – 2021 to 2022 guide’ (PDF, 316KB)